If you are looking to buy a town home or condo in Jacksonville, NC for $100,000 or less, you’ve found it. With mortgage interest rates at an all time low, you would have a hard time finding a place to rent that is so well kept for this price! This is the perfect starter home or would make a great investment property. The home boasts real hardwood floors, carpet and appliances like new, and a very open feeling throughout this condo are just a few of the amenities that will make you fall in love with this adorable home. Each bedroom has a full bathroom and good closet space. This is a very friendly neighborhood within walking distance to shopping and just minutes from the main gate of Camp Lejeune. Large attached storage unit in the back is perfect for storing your gear. Home Owner’s Association dues cover lawn maintenance, exterior maintenance, exterior home owner’s insurance, maintenance of all common areas and trash removal! Need a place to stay fast? Seller will consider a buyer possession before closing while your loan is in processing!
So why would anyone want to buy a town home or condo in Jacksonville, NC for $100,000 or less? Well most buyers here use a VA Loan to purchase a home. The VA Loan offers 100% financing…which means no down payment. When you move into a home to rent, you usually have to pay up front (before you can even get the keys) a security deposit equal to one month’s rent, your pro-rated portion of the month’s rent in which you will be moving into the property, pet fees (if applicable), application fees (usually around $30-40 so the property manager can handle your paperwork) and any other fees that may incur, depending on the property management company. When you buy a town home or condo in Jacksonville, NC for $100,000 or less, your P&I (principal and interest) is only about $450/month plus taxes & insurance, and in some cases, you may have home owner’s association dues. Why would anyone rent a 2 bedroom apartment for $1000/month or more when you could buy a town home or condo in Jacksonville, NC for $100,000 or less?
The reason many choose to rent over buying is simply because they believe that their credit score is too low. In many cases this just is not true. Credit repair is something that can happen very quickly when one is diligent in following a few easy steps. A smart consumer knows that saving $300 per month by paying a mortgage rather than rent would save enough to buy a car for cash in a year!
Are you ready for the BEST part? When you buy a town home or condo in Jacksonville, NC for $100,000 or less, you can get the seller to pay your closing costs, meaning that you bring NO money to the table, AND you get to skip a whole month without paying a payment!
Have you changed your mind about buying a town home or condo in Jacksonville, NC? Call me at 910-934-1465 or you can email to Heidi@MyNCBellaCasa.com for a showing today!